18 August 2010
15 March 2010
01 March 2010
23 September 2009
ನಮ್ಮ ಮನೆಯಂಗಳದಿ ಬ್ರಹ್ಮ ಕಮಲ ಅರಳಿದಾಗ
19-09-09 BRAHMAKAMALA BLOOMING IN MY HOUSE. GENARALLY BRAHAMA KAMALA BLOOMING IN THE MONTH OF JUNE OR JULY BUT HERE IT BLOOMING IN THE MIDDLE OF SEPTEMBER IT BLOSSSOM IN NIGHT TIME. GENERALLY IT IS CALLED RATRI RANI ITS FRAGRENCE IS REALLY VERY GOOD. ITS SCINETIFIC NAME EPIPHYLLUM OXYPETALUM IT IS A SPECIES OF CACTUS AND ONE OF THE MOST CULTIVATED SPECIES IN THE GENUS. IT IS ALSO REFERRED TO AS NIGHT BLOOMING CEREUS AND OFTEN CONFUSED WITH SPECIES OF SELENICEREUS.
FOR MORE DETAILS VISIT http://en.wikipedia.org/wiki/Epiphyllum_oxypetalum
20 June 2009
16 June 2009
I STARTED JOURNEY OF KNOWLEDGE THIS IS THE FIRST STEP
I get ready for gointo school I have joined Rao's School (nursery)which is located in Shivanagar North Bidar. This is my first step into knowledge world its never end. I have received blessings from My father mother Grand father Grand mother and Sayibaba Thatha
20 May 2009
ಹಿಡಂಬಿ ಹಲ್ಲು
ಚಿತ್ರದುರ್ಗದ ಕೋಟೆಯಲ್ಲಿರುವ ಏಕನಾಥೇಶ್ವರಿ ದೇವಸ್ಥಾನದಲ್ಲಿ ಹಿಡಂಬಿ ಎಂಬ ರಾಕ್ಷಸಿಯ ಹಲ್ಲಿದೆ. (ಮಹಾಭಾರತದ ಕಾಲದಲ್ಲಿ ಈ ಸ್ಥಳದಲ್ಲಿ ಭೀಮನು ತನ್ನ ಸಹೋಧರ ಮತ್ತು ತಾಯಿಯೊಂದಿಗೆ ಇಲ್ಲಿಗೆ ಬಂದಿದ್ದನೆಂಬ ಪ್ರತೀತಿ ಇದೆ.)
MODERN SPIDER MAN IN CHITRADURGA FORT
ಈ ಬಾರಿ ಚಿತ್ರದುರ್ಗದ ಕೋಟೆಗೆ ನಮ್ಮ ಅಪ್ಪ ಅತ್ತೆ ಮಾವ ಅವರು ಹೋದಾಗ ಚಿತ್ರದುರ್ಗ ಕೋಟೆಯ ಹೊಸ ಆಕರ್ಷಣೆ ಶ್ರೀ ಜ್ಯೋತಿರಾಜ್ ಇವರನ್ನು ನಡೆದಾಡುವ ಸ್ಪೈಡರ್ ಮ್ಯಾನ್ ಎಂದೇ ಕರೆಯ ಬಹುದು ಏಕೆಂದರೆ ಅವರು ಯಾವುದೇ ವಸ್ತುಗಳ ಸಹಾಯವಿಲ್ಲದೆ ಚಿತ್ರದುರ್ಗದ ಬಂಡೆಗಳನ್ನು ಅತೀ ವೇಗವಾಗಿ ಹತ್ತುತ್ತಾರೆ ಈಗ ಇವರು ದುರ್ಗದ ಕೋಟೆಯ ಆಕರ್ಷಣೆಯ ಒಂದು ಬಾಗ
CHITRADURGA FORT
NEXT DAY OF MY BIRTH DAY MY FATHER AND ATHATHA , MAMA SRINIDHI AND PALLVI VISITED CHITRADURG'S ROCK FORT. NEXT TIME I WILL VISIT THE FORT
MY THIRD BIRTHDAY
THIS TIME I CELEBRATED MY BIRTH DAY IN CHITRADURGA. THIS IS MY 3RD BIRTH DAY IT IS UNFORGETTABLE MOVEMENT. THIS TIME I CELEBRATED WITH MY FATHER, MOTHER, GRAND FATHER RAJANNA THATHA, GRAND MOTHER, PARIMALA ATHATHA, PRAKASH MAMA PALLAVI SRINIDHI AND MORE MY CAUSIONS
31 December 2008
Blood Donation
My Father and Mother donated their blood during the My Fathers organisation 2nd Foundation Day
06 December 2008
TIRUPATHI PHOTOES
Hi,
Recently I have visited Tirupati with my Father and Mother. I would like to share memories of Tirupati with you
18 April 2008
28 February 2008
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12 February 2008
07 February 2008
KISHORE'S TIPS
Tax - 10 things to do before March 31
The Income Tax department does not want too many papers as proof of investments made or expenses incurred. But it is always better to file them now.
So please rush! Here are ten things to do before March 31, 2008 or before the financial ends:
1. If you are claiming deduction for house rent allowance on account of actual rent paid, collect the rent receipts from the owner and keep them in your possession.
2. If you received any gifts during the year, please collect the gift deeds. The deeds should clearly state that you received the gift without any consideration.
3. In case you have changed employment during the financial year, you have to go back to your previous employer and collect the Form 16.
4. If you have donated to charitable trusts, obtain a receipt and also a certificate saying the trust is an approved one under Section 80G of the Income Tax Act, 1961.
5. Collect all your bank statements and TDS certificates, if any. This will help you calculate your earning from bank interest and deposit advance tax if required.
6. If you have a running home loan, you must collect the certificate of repayment of principal amount and the interest paid during the financial year from the bank.
7. If you are claiming an interest-paid deduction on an educational loan, get a certificate of repayment made in the financial year where the interest is stated separately.
8. Keep all receipts for contributions made to schemes listed under Section 80C, such as insurance payment, PPF, ELSS, and children's tuition fees.
9. In case you are claiming a deduction for any medical disability under Section 80U, do not forget to collect a certificate of disability from an authorised doctor.
10. If you are claiming deduction for payment of health insurance premium, you need to keep the premium receipt indicating that the premium was paid in cheque.
9 great ways to reduce tax burden
One of the most common questions by all is: what should I buy to milk the tax breaks that I am legally allowed? So here is a guide to the deductions you can use apart from the popular section 80C Rs 1-lakh deduction.
Look beyond section 80C cut your tax burden further. Remember, you will have to spend under a specific head to claim these sweet little tax breaks. Charity, education loans and medical bills; all qualify for a tax break.
1. 80C Qualifying products: NSC, notified bank deposits and post office time deposits, EPF and PPF, ELSS, life insurance plans, deferred pension plans
Mandatory requirements: Payment has to be made before 31 March 2008
Who can avail the deduction: Individuals and HUF (both resident and non-resident)
2. 80CCC
Qualifying products: Pension plans of life insurers
Mandatory requirements: Payment has to be made before 31 March 2008
Who can avail the deduction: Individuals
How much: Within the overall limit of Section 80C (up to Rs 1 lakh)
3. 80D
Qualifying products: Medical insurance policies taken for self, spouse, dependant parents or children, or any member of HUF
Mandatory requirements: Premium should be paid through a cheque out of income chargeable to tax
Who can avail the deduction: Individuals, HUF
How much: Up to Rs 15,000; senior citizens can claim up to Rs 20,000
4. 80DD Qualifying products: Expenses on the medical treatment of a dependent who is a person with a disability
Mandatory requirements: Certification by a medical authority
Who can avail the deduction: Resident individual or HUF
How much: Up to Rs 50,000, or up to Rs 75,000 if the dependant is a person with severe disability
5. 80DDB
Qualifying products: Expenses on the medical treatment of a specified disease (cancer, AIDS, neurological diseases, chronic renal failure and more)
Mandatory requirements: Certificate in Form No. 10-I to be submitted along with the income tax return form. Deduction is available if the amount is actually paid for treatment
Who can avail the deduction: Resident individuals or HUF
How much: Rs 40,000 (if the person treated upon is less than 65 years of age), or Rs 60,000 (if the age of the person treated is 65 years or more)
. 80E
Qualifying products: Payment of interest on loan taken for higher studies
Mandatory requirements: Deduction is available in the year in which repayment starts and only for eight immediately succeeding assessment years
Who can avail the deduction: Individuals
How much: Deduction available on the total interest portion of education loan, the principal repayment gets no tax advantage
7. 80G
Qualifying products: Donations to certain funds and charitable institutions
Mandatory requirements: Not applicable
Who can avail the deduction: Resident individuals or HUF
How much: 50 or 100 per cent deduction on the entire donated amount, or 50 or 100 per cent deduction subject to 10 per cent of gross total income
8. 80GG
Qualifying products: Rent paid for residential purpose
Mandatory requirements: Should not be getting house rent allowance. Actual rent paid is in excess of 10% of the total income
Who can avail the deduction: Self-employed or salaried
How much: Excess of actual rent paid over 10 per cent of GTI, or 25 per cent of GTI, or Rs 2,000 per month, whichever is the lowest
9. 80U
Qualifying products: Expenses incurred on self, if disabled
Mandatory requirements: Certification by a medical authority to be furnished along with the income tax return form
Who can avail the deduction: Resident individuals
How much: Rs 50,000 for a person with disability, Rs 75,000 for a person with severe disability (disability of over 80 per cent)
The Income Tax department does not want too many papers as proof of investments made or expenses incurred. But it is always better to file them now.
So please rush! Here are ten things to do before March 31, 2008 or before the financial ends:
1. If you are claiming deduction for house rent allowance on account of actual rent paid, collect the rent receipts from the owner and keep them in your possession.
2. If you received any gifts during the year, please collect the gift deeds. The deeds should clearly state that you received the gift without any consideration.
3. In case you have changed employment during the financial year, you have to go back to your previous employer and collect the Form 16.
4. If you have donated to charitable trusts, obtain a receipt and also a certificate saying the trust is an approved one under Section 80G of the Income Tax Act, 1961.
5. Collect all your bank statements and TDS certificates, if any. This will help you calculate your earning from bank interest and deposit advance tax if required.
6. If you have a running home loan, you must collect the certificate of repayment of principal amount and the interest paid during the financial year from the bank.
7. If you are claiming an interest-paid deduction on an educational loan, get a certificate of repayment made in the financial year where the interest is stated separately.
8. Keep all receipts for contributions made to schemes listed under Section 80C, such as insurance payment, PPF, ELSS, and children's tuition fees.
9. In case you are claiming a deduction for any medical disability under Section 80U, do not forget to collect a certificate of disability from an authorised doctor.
10. If you are claiming deduction for payment of health insurance premium, you need to keep the premium receipt indicating that the premium was paid in cheque.
9 great ways to reduce tax burden
One of the most common questions by all is: what should I buy to milk the tax breaks that I am legally allowed? So here is a guide to the deductions you can use apart from the popular section 80C Rs 1-lakh deduction.
Look beyond section 80C cut your tax burden further. Remember, you will have to spend under a specific head to claim these sweet little tax breaks. Charity, education loans and medical bills; all qualify for a tax break.
1. 80C Qualifying products: NSC, notified bank deposits and post office time deposits, EPF and PPF, ELSS, life insurance plans, deferred pension plans
Mandatory requirements: Payment has to be made before 31 March 2008
Who can avail the deduction: Individuals and HUF (both resident and non-resident)
2. 80CCC
Qualifying products: Pension plans of life insurers
Mandatory requirements: Payment has to be made before 31 March 2008
Who can avail the deduction: Individuals
How much: Within the overall limit of Section 80C (up to Rs 1 lakh)
3. 80D
Qualifying products: Medical insurance policies taken for self, spouse, dependant parents or children, or any member of HUF
Mandatory requirements: Premium should be paid through a cheque out of income chargeable to tax
Who can avail the deduction: Individuals, HUF
How much: Up to Rs 15,000; senior citizens can claim up to Rs 20,000
4. 80DD Qualifying products: Expenses on the medical treatment of a dependent who is a person with a disability
Mandatory requirements: Certification by a medical authority
Who can avail the deduction: Resident individual or HUF
How much: Up to Rs 50,000, or up to Rs 75,000 if the dependant is a person with severe disability
5. 80DDB
Qualifying products: Expenses on the medical treatment of a specified disease (cancer, AIDS, neurological diseases, chronic renal failure and more)
Mandatory requirements: Certificate in Form No. 10-I to be submitted along with the income tax return form. Deduction is available if the amount is actually paid for treatment
Who can avail the deduction: Resident individuals or HUF
How much: Rs 40,000 (if the person treated upon is less than 65 years of age), or Rs 60,000 (if the age of the person treated is 65 years or more)
. 80E
Qualifying products: Payment of interest on loan taken for higher studies
Mandatory requirements: Deduction is available in the year in which repayment starts and only for eight immediately succeeding assessment years
Who can avail the deduction: Individuals
How much: Deduction available on the total interest portion of education loan, the principal repayment gets no tax advantage
7. 80G
Qualifying products: Donations to certain funds and charitable institutions
Mandatory requirements: Not applicable
Who can avail the deduction: Resident individuals or HUF
How much: 50 or 100 per cent deduction on the entire donated amount, or 50 or 100 per cent deduction subject to 10 per cent of gross total income
8. 80GG
Qualifying products: Rent paid for residential purpose
Mandatory requirements: Should not be getting house rent allowance. Actual rent paid is in excess of 10% of the total income
Who can avail the deduction: Self-employed or salaried
How much: Excess of actual rent paid over 10 per cent of GTI, or 25 per cent of GTI, or Rs 2,000 per month, whichever is the lowest
9. 80U
Qualifying products: Expenses incurred on self, if disabled
Mandatory requirements: Certification by a medical authority to be furnished along with the income tax return form
Who can avail the deduction: Resident individuals
How much: Rs 50,000 for a person with disability, Rs 75,000 for a person with severe disability (disability of over 80 per cent)
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